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Important Notice to all New South Wales based Policy Holders 

Reductions in insurance premiums caused by changes to the funding of emergency services

The way the NSW Government funds the Emergency Services agencies is changing – there will no longer be a levy on your insurance policy.

Currently, individuals and businesses insuring property in NSW contribute to the Emergency Services Levy as part of their insurance premiums.  This levy supports the work of Fire and Rescue NSW, the NSW Rural Fire Service and the NSW State Emergency Service.  These vital community services help NSW residents and businesses protect their property from fire, flood, storms and other natural disasters.

Your current Emergency Services Levy is detailed on your insurance policy statement.

For policies commencing from 1 July 2017, the NSW Government intends that the Emergency Services Levy will no longer be included as part of the cost of your property insurance.  This means that insurance premiums will be lower than would otherwise be the case.

The NSW Government appointed Professor Allan Fels AO and Professor David Cousins AM as the Emergency Services Levy Insurance Monitor and Deputy Monitor, respectively, to head an independent agency overseeing the removal of the Emergency Services Levy.  The Monitor aims to ensure that any cost savings arising from the removal of the Emergency Services Levy are passed on in full.

From 2017-18, funding for the emergency services agencies will be collected alongside local council rates.  Councils will clearly show the new levy as a separate item on your council rates notice.  This change in the method of collecting funding for those agencies is intended to ensure all property owners contribute their fair share to the cost of emergency services, rather than only those choosing to insure their property.  The Government has indicated this change will not reduce the funds available to the emergency services agencies.

Please get in touch if you would like further information.


If you have any questions about how this change will impact the cost of your insurance, please contact Sportscover Australia Pty Ltd., Ph: 03 8562 9100 email:

If you would like further information on the insurance side of Emergency Services Levy Reform and the removal of the ESL you can contact the Monitor on

Ph: 1300 607 723,, or

If you require further information about the property levy side of the Emergency services Levy Reform and the new FESL, please email your enquiries to;


To ensure we can meet our collection obligations, we have determined that the Emergency Services Levy for any new or renewal business from 1st July 2016 are:


Product Effective Date Rate
New Business & Renewals 1/10/2016 40%
New Business & Renewals 1/1/2017 30%


Sportscover will monitor its rates over the transition period and will provide an update should any further action be taken.

For further information, contact our Sportscover office.