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Summary of Football Policy Benefits 2004/2005
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At Sportscover we understand what players, Clubs and
Associations require from their sports insurer because we service ONLY sporting
groups and the sports industry.
Hence the football package has been streamlined to make it
extremely simple to understand and implement at your Club/Association.
Please read the following information and consider this
product. If you are no longer the Club/Association Secretary, please pass this
information on to your successor.
To arrange cover please contact your local Sportscover
Broker.
Player accident insurance – standard benefits
*If you require any further
additional benefits to the ones shown below please contact the office uk@sportscover.com
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Death benefit
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£10,000
(Under 18 years 20% of sum insured)
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Disablement
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£10,000
to £25,000 (dependant on policy selected) Permanent disablement a percentage
paid in accordance with injury (sliding scale).
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Dental Expenses
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80%
Dental expenses incurred subject to £50 excess. Maximum claim £150
 Dental
Cover (to sound whole teeth only)
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Physiotherapy
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75%
of expenses actually incurred provided that the total claim for medical and
physiotherapy expenses does not exceed £150. Subject to a £50 excess.
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Loss of income (TTD)
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£50
to £100 per week (dependant on policy selected) or 75% of earnings whichever
is less. Excess 14 days. Maximum period 26 weeks.
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Injury assistance benefit
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£30 per day or 75% of non-medical related expenses whichever is the lesser for Non Income Earners. Maximum benefit £1500.
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Hospitalisation Cash Benefit
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£25
per day. Excess 1 day. Maximum period 25 days.
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This
is not a full policy wording. For a policy wording please contact your local Sportscover office and we
would be pleased to provide one in full.
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Death Benefit
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Disablement
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Loss of Income
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Physiotherapy
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Dental
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Hospital Cash
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Injury Assistance
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Premium
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Premier +
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£10,000
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£25,000
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£100 p/w -14 day Excess - 26 weeks
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£50 Excess - £150 Maximum Claim
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£50 Excess - £150 Maximum Claim
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£25 per day up to 25 days – 1 day Excess
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Yes
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£650+IPT
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Premier
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£10,000
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£10,000
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£50 p/w – 14 day Excess – 26 weeks
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£50 Excess - £150 Maximum Claim
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£50 Excess - £150 Maximum Claim
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£25 per day up to 25 days – 1 day Excess
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Yes
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£375+IPT
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Standard
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£10,000
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£10,000
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£50 p/w – 14 day Excess – 26 weeks
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N/a
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N/a
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£25 per day up to 25 days – 1 day Excess
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Yes
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£295+IPT
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Economy
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£10,000
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£10,000
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N/a
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N/a
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N/a
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£25 per day up to 25 days – 1 day Excess
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N/a
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£95+IPT
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Standard
Jnr
(Under
16’s)
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£2,000
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£10,000
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N/a
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£50 Excess - £150 Maximum Claim
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£50 Excess - £150 Maximum Claim
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£25 per day up to 25 days – 1 day Excess
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N/a
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£60+IPT
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*Team consists of up to 20 players/Officials
*Physiotherapy – Cover provided where certified necessary by a
qualified GP
Note: This information applies to UNITED KINGDOM ONLY
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broker area